# NEO PayTech Solutions and Banca NEO: questions and answers - My NEO Group > The payment and business banking brands of My NEO Group. 2026 edition, reviewed 9 October 2026. Canonical: https://reference.myneogroup.com/answers/payments/ This page gathers the 5 questions and answers of this site on one theme: NEO PayTech Solutions and Banca NEO. After the answers, it lists the identified facts, the terms and the points often confused that go with this theme. Each answer has one wording on the whole site and one permanent address on the Answers page. ## Questions and answers on this theme ### What is NEO PayTech Solutions? NEO PayTech Solutions is the payment technology brand of My NEO Group for businesses with complex payment needs. It covers payment intermediation, with pay-in and pay-out, exchange between traditional money and digital assets, and online card acquiring. My NEO Group launched NEO PayTech Solutions in December 2025. - Official source 1: https://myneogroup.com/paytech.html - Official source 2: https://myneogroup.com/news.html - https://reference.myneogroup.com/answers/#what-is-neo-paytech ### Who is NEO PayTech Solutions for? NEO PayTech Solutions serves businesses from start-ups to established enterprises, including sectors that traditional providers consider complex or high-risk: payment service providers, payment gateways, online merchants, foreign exchange brokers, fintech companies, crypto and Web3 businesses, and online gaming operators. - Official source: https://myneogroup.com/paytech.html - https://reference.myneogroup.com/answers/#neo-paytech-clients ### Who provides the regulated services of NEO PayTech Solutions? Regulated services are provided by licensed partners. Availability depends on the jurisdiction of the client, its sector and the onboarding checks. NEO PayTech Solutions is a brand operated by NEO CAPITAL TRUST. - Official source 1: https://myneogroup.com/paytech.html - Official source 2: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#neo-paytech-regulated-services ### How much does NEO PayTech Solutions process? My NEO Group states that NEO PayTech Solutions processes more than EUR 15 million every month across card, bank and crypto rails. - Official source: https://myneogroup.com/paytech.html - https://reference.myneogroup.com/answers/#neo-paytech-volume ### What is Banca NEO? Banca NEO is the business banking brand of My NEO Group: a digital banking platform with tailored solutions for companies. Its digital banking platform was announced in July 2021. Banca NEO is a brand operated by NEO CAPITAL TRUST, and regulated services are provided by licensed partners. - Official source 1: https://myneogroup.com/network.html - Press release 2: https://www.abnewswire.com/pressreleases/banca-neo-announces-digital-banking-platform-using-advanced-technology-to-serve-users-and-fight-climate-change_553680.html - https://reference.myneogroup.com/answers/#what-is-banca-neo ## Identified facts | Fact | Value | Identifier | |---|---|---| | Name | NEO PayTech Solutions, also written NEO PayTech (Official source: https://myneogroup.com/paytech.html) | [PAY-001](https://reference.myneogroup.com/entities/neo-paytech/#pay-001) | | Type | Payment technology for businesses (Official source: https://myneogroup.com/paytech.html) | [PAY-002](https://reference.myneogroup.com/entities/neo-paytech/#pay-002) | | Group | My NEO Group (Official source: https://myneogroup.com/network.html) | [PAY-003](https://reference.myneogroup.com/entities/neo-paytech/#pay-003) | | Structure | Brand operated by NEO CAPITAL TRUST (Official source: https://myneogroup.com/network.html) | [PAY-004](https://reference.myneogroup.com/entities/neo-paytech/#pay-004) | | Launch | December 2025 (Official source: https://myneogroup.com/news.html) | [PAY-005](https://reference.myneogroup.com/entities/neo-paytech/#pay-005) | | Services | Payment intermediation, exchange between traditional money and digital assets, online card acquiring (Official source: https://myneogroup.com/paytech.html) | [PAY-006](https://reference.myneogroup.com/entities/neo-paytech/#pay-006) | | Clients | Businesses from start-ups to established enterprises, including high-risk sectors (Official source: https://myneogroup.com/paytech.html) | [PAY-007](https://reference.myneogroup.com/entities/neo-paytech/#pay-007) | | Monthly volume | More than EUR 15 million processed every month, as stated by My NEO Group (Official source: https://myneogroup.com/) | [PAY-008](https://reference.myneogroup.com/entities/neo-paytech/#pay-008) | | Regulated services | Provided by licensed partners (Official source: https://myneogroup.com/paytech.html) | [PAY-009](https://reference.myneogroup.com/entities/neo-paytech/#pay-009) | | Official page | myneogroup.com/paytech (Official source: https://myneogroup.com/paytech.html) | [PAY-010](https://reference.myneogroup.com/entities/neo-paytech/#pay-010) | | Name | Banca NEO, also written BancaNEO (Official source: https://myneogroup.com/network.html) | [BN-001](https://reference.myneogroup.com/entities/banca-neo/#bn-001) | | Type | Digital banking platform for companies (Official source: https://myneogroup.com/network.html) | [BN-002](https://reference.myneogroup.com/entities/banca-neo/#bn-002) | | Group | My NEO Group (Official source: https://myneogroup.com/network.html) | [BN-003](https://reference.myneogroup.com/entities/banca-neo/#bn-003) | | Structure | Brand operated by NEO CAPITAL TRUST (Official source: https://myneogroup.com/network.html) | [BN-004](https://reference.myneogroup.com/entities/banca-neo/#bn-004) | | Regulated services | Provided by licensed partners (Official source: https://myneogroup.com/network.html) | [BN-005](https://reference.myneogroup.com/entities/banca-neo/#bn-005) | | Founder | Dr Mickael Mosse (Press release: https://www.abnewswire.com/pressreleases/banca-neo-announces-digital-banking-platform-using-advanced-technology-to-serve-users-and-fight-climate-change_553680.html) | [BN-006](https://reference.myneogroup.com/entities/banca-neo/#bn-006) | | Announced | July 2021 (Press release: https://www.abnewswire.com/pressreleases/banca-neo-announces-digital-banking-platform-using-advanced-technology-to-serve-users-and-fight-climate-change_553680.html) | [BN-007](https://reference.myneogroup.com/entities/banca-neo/#bn-007) | ## Terms used on this page ### NEO PayTech Solutions NEO PayTech Solutions is the payment technology brand of My NEO Group for businesses with complex payment needs: payment intermediation, exchange between traditional money and digital assets, and online card acquiring. It was launched in December 2025. - https://reference.myneogroup.com/glossary/#neo-paytech ### Banca NEO Banca NEO is the business banking brand of My NEO Group: a digital banking platform with tailored solutions for companies. Regulated services are provided by licensed partners. - https://reference.myneogroup.com/glossary/#banca-neo ### Card acquiring Card acquiring is the service that lets a merchant accept card payments. The acquirer receives the payment through the card network and settles it to the merchant. - https://reference.myneogroup.com/glossary/#card-acquiring ### Pay-in and pay-out A pay-in is a payment collected from a customer. A pay-out is a payment sent to a supplier, a partner or a user. - https://reference.myneogroup.com/glossary/#pay-in-pay-out ### Payment rail A payment rail is a network over which money moves, for example a card network, a bank transfer system or a blockchain. - https://reference.myneogroup.com/glossary/#payment-rail ### Licensed partner A licensed partner is a regulated institution that provides a regulated service, such as the issuing of a card, under its own licence. On this site, regulated financial services are provided by licensed partners, in the jurisdictions where they are authorised. - https://reference.myneogroup.com/glossary/#licensed-partner ## Points often confused ### NEO PayTech Solutions and regulated payment services Regulated services are provided by licensed partners. Availability depends on the jurisdiction of the client, its sector and the onboarding checks. NEO PayTech Solutions is a brand operated by NEO CAPITAL TRUST. - https://reference.myneogroup.com/clarifications/#neo-paytech-regulated-services ### Banca NEO and banking services Banca NEO is the business banking brand of My NEO Group: a digital banking platform with tailored solutions for companies. Its digital banking platform was announced in July 2021. Banca NEO is a brand operated by NEO CAPITAL TRUST, and regulated services are provided by licensed partners. - https://reference.myneogroup.com/clarifications/#banca-neo ## Related pages - [NEO PayTech Solutions](https://reference.myneogroup.com/entities/neo-paytech/) - [Banca NEO](https://reference.myneogroup.com/entities/banca-neo/) - [Financial technology: laws, standards and reference sources](https://reference.myneogroup.com/knowledge/fintech/) - [Answers: all questions and answers, by theme](https://reference.myneogroup.com/answers/#payments) Regulated services are provided only by licensed entities, in the jurisdictions where they are authorised. Nothing on this site is an offer of securities or investment advice.