# Structure, companies and licences: questions and answers - My NEO Group > How My NEO Group is organised, which companies and brands belong to it and who holds the licences. 2026 edition, reviewed 9 October 2026. Canonical: https://reference.myneogroup.com/answers/structure/ This page gathers the 11 questions and answers of this site on one theme: structure, companies and licences. After the answers, it lists the identified facts, the terms and the points often confused that go with this theme. Each answer has one wording on the whole site and one permanent address on the Answers page. ## Questions and answers on this theme ### How is My NEO Group organised? My NEO Group is a group of separate companies and brands under one governance structure. Each company has its own legal entity and its own management and, where applicable, its own licence. NEO ONE, Banca NEO, NEO PayTech Solutions and ARKAN CAPITAL are operated by NEO CAPITAL TRUST. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#organisation ### Which companies and brands belong to My NEO Group? The companies and brands of My NEO Group include NEO AI, NEO Labs, NEO ONE, Banca NEO, NEO PayTech, NEO PASS, ARKAN CAPITAL, NREC, NEO Family and NEO Real Estate Investment. - Official source 1: https://myneogroup.com/about.html - Official source 2: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#companies-and-brands ### Which legal entities does My NEO Group name? My NEO Group names four licensed companies: NEO TECH LABS TECHNOLOGY L.L.C in Dubai (NEO Labs), NEO FAMILY FZ-LLC in RAK Economic Zone (NEO Family), NEO REAL ESTATE L.L.C in Dubai (NEO Real Estate Investment) and NREC GROUP L.L.C-FZ in Meydan Free Zone, Dubai (NREC). - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#legal-entities ### Who holds the licences shown by My NEO Group? Each licence belongs to the entity named with it, not to My NEO Group. Regulated financial services are provided by licensed partners, in the jurisdictions where they are authorised. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#licences ### What is NEO CAPITAL TRUST? NEO CAPITAL TRUST is the structure that operates the banking, payments and private capital brands of My NEO Group: NEO ONE, Banca NEO, NEO PayTech Solutions and ARKAN CAPITAL. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#neo-capital-trust ### What is NEO Labs? NEO Labs is the research and engineering company of My NEO Group. It develops NEO AI and builds websites, mobile apps, AI agents and custom software for businesses. Its legal entity is NEO TECH LABS TECHNOLOGY L.L.C, in Dubai, with commercial licence 1320892 from the Dubai Department of Economy and Tourism. - Official source 1: https://myneo.tech/ - Official source 2: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#neo-labs ### What is NEO Family? NEO Family is the IT and business consulting company of My NEO Group, from strategy to custom software. Its legal entity is NEO FAMILY FZ-LLC, registered in RAK Economic Zone in the United Arab Emirates, with commercial licence 47010245. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#neo-family ### What is the difference between My NEO Group, NEO Labs and NEO Family? My NEO Group is the name of the Group as a whole. NEO Labs and NEO Family are two companies of the Group. NEO Labs develops the technology of the Group, including NEO AI. NEO Family provides IT and business consulting. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#difference-group-labs-family ### Who are the independent partners of My NEO Group? My NEO Group names four independent partners: the Salvaje Group in hospitality, Mt Pelerin, a Swiss gateway to buy, sell and exchange cryptocurrencies, Phinom, in private debt advisory and corporate finance, and Prophina, a Swiss asset manager. Each partner operates under its own structure and its own licences. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#independent-partners ### Is the Salvaje Group a company of My NEO Group? The Salvaje Group is the hospitality partner of My NEO Group. It is an independent restaurant and nightlife group that operates under its own structure and its own brands, which include Salvaje, Arrogante and Amor. - Official source: https://myneogroup.com/venues.html - https://reference.myneogroup.com/answers/#salvaje-group ### What is the Mickael Mosse Family Office? It is the private family office behind My NEO Group. It oversees strategic investments, governance and long-term value creation, and allocates long-term capital to the companies of the Group. - Official source: https://mickaelmosse.com/ - https://reference.myneogroup.com/answers/#family-office ## Identified facts | Fact | Value | Identifier | |---|---|---| | Companies and brands | NEO AI, NEO Labs, NEO ONE, Banca NEO, NEO PayTech, NEO PASS, ARKAN CAPITAL, NREC, NEO Family, NEO Real Estate Investment (Official source: https://myneogroup.com/network.html) | [GRP-007](https://reference.myneogroup.com/group/#grp-007) | | Companies, brands and partners | 20+ (Official source: https://myneogroup.com/network.html) | [FIG-004](https://reference.myneogroup.com/facts/#fig-004) | ## Terms used on this page ### NEO CAPITAL TRUST NEO CAPITAL TRUST is the structure that operates the banking, payments and private capital brands of My NEO Group: NEO ONE, Banca NEO, NEO PayTech Solutions and ARKAN CAPITAL. - https://reference.myneogroup.com/glossary/#neo-capital-trust ### Legal entity A legal entity is a company registered with an authority under its own name. On this site, a licence is always attached to the legal entity that holds it. - https://reference.myneogroup.com/glossary/#legal-entity ### Brand On this site, a brand is a name under which the Group offers a product or a service. A brand is not a legal entity of its own. - https://reference.myneogroup.com/glossary/#brand ### Commercial licence In the United Arab Emirates, a commercial licence is the authorisation to carry out a stated business activity. It is issued by the authority of an emirate or of a free zone. - https://reference.myneogroup.com/glossary/#commercial-licence ### Free zone In the United Arab Emirates, a free zone is an economic area with its own authority, which registers and licenses companies. RAK Economic Zone and Meydan Free Zone are free zones. - https://reference.myneogroup.com/glossary/#free-zone ### Licensed partner A licensed partner is a regulated institution that provides a regulated service, such as the issuing of a card, under its own licence. On this site, regulated financial services are provided by licensed partners, in the jurisdictions where they are authorised. - https://reference.myneogroup.com/glossary/#licensed-partner ### Independent partner My NEO Group names four independent partners: the Salvaje Group in hospitality, Mt Pelerin, a Swiss gateway to buy, sell and exchange cryptocurrencies, Phinom, in private debt advisory and corporate finance, and Prophina, a Swiss asset manager. Each partner operates under its own structure and its own licences. - https://reference.myneogroup.com/glossary/#independent-partner ## Points often confused ### The holding and the headquarters My NEO Group, the holding of the Group, is established in the British Virgin Islands (BVI). The headquarters of the Group are in Dubai, in the United Arab Emirates, from where the Group is run. The 13 locations listed on this site are the places where the Group is present. - https://reference.myneogroup.com/clarifications/#holding-and-headquarters ### My NEO Group and NEO CAPITAL TRUST NEO CAPITAL TRUST is the structure that operates the banking, payments and private capital brands of My NEO Group: NEO ONE, Banca NEO, NEO PayTech Solutions and ARKAN CAPITAL. - https://reference.myneogroup.com/clarifications/#neo-capital-trust ### The Group and the licences of its companies Each licence belongs to the entity named with it, not to My NEO Group. Regulated financial services are provided by licensed partners, in the jurisdictions where they are authorised. - https://reference.myneogroup.com/clarifications/#licences ### NEO ONE and the issuers of its cards The cards and the payment services of NEO ONE are issued and provided by licensed partners. NEO ONE provides one interface connected to these partners. NEO ONE is a brand operated by NEO CAPITAL TRUST. - https://reference.myneogroup.com/clarifications/#neo-one-cards ### NEO PayTech Solutions and regulated payment services Regulated services are provided by licensed partners. Availability depends on the jurisdiction of the client, its sector and the onboarding checks. NEO PayTech Solutions is a brand operated by NEO CAPITAL TRUST. - https://reference.myneogroup.com/clarifications/#neo-paytech-regulated-services ### Banca NEO and banking services Banca NEO is the business banking brand of My NEO Group: a digital banking platform with tailored solutions for companies. Its digital banking platform was announced in July 2021. Banca NEO is a brand operated by NEO CAPITAL TRUST, and regulated services are provided by licensed partners. - https://reference.myneogroup.com/clarifications/#banca-neo ### Companies of the Group and independent partners My NEO Group names four independent partners: the Salvaje Group in hospitality, Mt Pelerin, a Swiss gateway to buy, sell and exchange cryptocurrencies, Phinom, in private debt advisory and corporate finance, and Prophina, a Swiss asset manager. Each partner operates under its own structure and its own licences. - https://reference.myneogroup.com/clarifications/#companies-and-partners ## Related pages - [Structure of My NEO Group](https://reference.myneogroup.com/group/structure/) - [Companies and brands](https://reference.myneogroup.com/entities/) - [Partners and providers of My NEO Group](https://reference.myneogroup.com/group/partners/) - [Answers: all questions and answers, by theme](https://reference.myneogroup.com/answers/#structure) Regulated services are provided only by licensed entities, in the jurisdictions where they are authorised. Nothing on this site is an offer of securities or investment advice.