# Structure of My NEO Group > The companies and brands of My NEO Group, with the legal entity behind each one, the licence it holds and the executives who lead it. 2026 edition, reviewed 9 October 2026. Canonical: https://reference.myneogroup.com/group/structure/ My NEO Group is organised as a group of separate companies and brands. Each one operates under its own legal structure and its own management and, where applicable, its own licence. This page lists each company and each brand with its relationship to the Group, its legal entity, its licence and its leaders. ## The holding and the headquarters My NEO Group develops its own products in artificial intelligence and financial technology and tests them in its own businesses, from banking to hospitality, before it takes them to market. My NEO Group is the holding of the Group, and it operates its companies itself. The holding is established in the British Virgin Islands (BVI), and the Group is run from its headquarters in Dubai. My NEO Group is organised as a group of separate companies and brands. Each one operates under its own legal structure and its own management and, where applicable, its own licence. A licence shown on this page belongs to the entity named, not to My NEO Group. Regulated services are provided only by entities authorised to provide them. ### The holding and the headquarters My NEO Group, the holding of the Group, is established in the British Virgin Islands (BVI). The headquarters of the Group are in Dubai, in the United Arab Emirates, from where the Group is run. The 13 locations listed on this site are the places where the Group is present. - https://reference.myneogroup.com/clarifications/#holding-and-headquarters | Fact | Value | Identifier | |---|---|---| | Name | My NEO Group (Official source: https://myneogroup.com/about.html) | [GRP-001](https://reference.myneogroup.com/group/#grp-001) | | Type | International group of companies (Official source: https://myneogroup.com/about.html) | [GRP-002](https://reference.myneogroup.com/group/#grp-002) | | Headquarters | Dubai, United Arab Emirates (Official source: https://myneogroup.com/about.html) | [GRP-003](https://reference.myneogroup.com/group/#grp-003) | | Founded | 2020 (Directory profile: https://www.crunchbase.com/person/mickael-mosse) | [GRP-010](https://reference.myneogroup.com/group/#grp-010) | | Companies and brands | NEO AI, NEO Labs, NEO ONE, Banca NEO, NEO PayTech, NEO PASS, ARKAN CAPITAL, NREC, NEO Family, NEO Real Estate Investment (Official source: https://myneogroup.com/network.html) | [GRP-007](https://reference.myneogroup.com/group/#grp-007) | ## Group companies with their own licence ### [NEO Labs](https://reference.myneogroup.com/entities/neo-labs/) - Relationship to the Group: Group company. It develops NEO AI and the technology products of the Group. - Legal entity: NEO TECH LABS TECHNOLOGY L.L.C, Dubai, United Arab Emirates - Licence: Commercial licence 1320892 - Licensing authority: [Dubai Department of Economy and Tourism](https://www.dubaidet.gov.ae/en/licences-and-permits) - Leadership: [Dr Mickael Mosse](https://reference.myneogroup.com/people/#mickael-mosse) - Founder - Official website: [myneo.tech](https://myneo.tech/) - Reference page: [NEO Labs: the company behind NEO AI](https://reference.myneogroup.com/entities/neo-labs/) ### [NEO Family](https://reference.myneogroup.com/entities/neo-family/) - Relationship to the Group: Group company. - Legal entity: NEO FAMILY FZ-LLC, Ras Al Khaimah, United Arab Emirates - Licence: Commercial licence 47010245 - Licensing authority: [RAK Economic Zone](https://www.rakez.com/) - Official website: [neo.family](https://neo.family) - Reference page: [NEO Family: consulting company](https://reference.myneogroup.com/entities/neo-family/) ### [NEO Real Estate Investment](https://reference.myneogroup.com/entities/neo-real-estate/) - Relationship to the Group: Group company. - Legal entity: NEO REAL ESTATE L.L.C, Dubai, United Arab Emirates - Licence: Commercial licence 1320909 - Licensing authority: [Dubai Department of Economy and Tourism](https://www.dubaidet.gov.ae/en/licences-and-permits) - Official website: [myneorealestate.com](https://myneorealestate.com/) - Reference page: [NEO Real Estate Investment: focus and legal entity](https://reference.myneogroup.com/entities/neo-real-estate/) ### [NREC](https://reference.myneogroup.com/entities/nrec/) - Relationship to the Group: Group company. NREC stands for NEO Royal Executive Club. - Legal entity: NREC GROUP L.L.C-FZ, Dubai, United Arab Emirates - Licence: Business licence 2532534.01 - Licensing authority: [Meydan Free Zone, Dubai](https://www.meydanfz.ae/) - Leadership: [Dr Mickael Mosse](https://reference.myneogroup.com/people/#mickael-mosse) - Founder, [Olivier Fousse](https://reference.myneogroup.com/people/#olivier-fousse) - Managing Director, [Dr Emily Mogano](https://reference.myneogroup.com/people/#emily-mogano) - Managing Director - Official website: [neoroyalexecutive.club](https://neoroyalexecutive.club/) - Reference page: [NREC: the club, membership and chapters](https://reference.myneogroup.com/entities/nrec/) ## Brands operated by NEO CAPITAL TRUST ### [NEO ONE](https://reference.myneogroup.com/entities/neo-one/) - Relationship to the Group: Brand operated by NEO CAPITAL TRUST. - Legal entity: NEO CAPITAL TRUST - Licence: Regulated services are provided by licensed partners. - Leadership: [Dr Mickael Mosse](https://reference.myneogroup.com/people/#mickael-mosse) - Founder - Official website: [myneogroup.com/neoone](https://myneogroup.com/neoone.html) - Reference page: [NEO ONE: cards, services and Hong Kong hub](https://reference.myneogroup.com/entities/neo-one/) ### [Banca NEO](https://reference.myneogroup.com/entities/banca-neo/) - Relationship to the Group: Brand operated by NEO CAPITAL TRUST. - Legal entity: NEO CAPITAL TRUST - Licence: Regulated services are provided by licensed partners. - Leadership: [Dr Mickael Mosse](https://reference.myneogroup.com/people/#mickael-mosse) - Founder and CEO - Reference page: [Banca NEO: business banking brand](https://reference.myneogroup.com/entities/banca-neo/) ### [NEO PayTech Solutions](https://reference.myneogroup.com/entities/neo-paytech/) - Relationship to the Group: Brand operated by NEO CAPITAL TRUST. - Legal entity: NEO CAPITAL TRUST - Licence: Regulated services are provided by licensed partners. - Official website: [myneogroup.com/paytech](https://myneogroup.com/paytech.html) - Reference page: [NEO PayTech Solutions: services and clients](https://reference.myneogroup.com/entities/neo-paytech/) ### [ARKAN CAPITAL](https://reference.myneogroup.com/entities/arkan-capital/) - Relationship to the Group: Operated by NEO CAPITAL TRUST. Founded by Dr Mickael Mosse. - Legal entity: NEO CAPITAL TRUST - Leadership: [Dr Mickael Mosse](https://reference.myneogroup.com/people/#mickael-mosse) - Founder, [Olivier Fousse](https://reference.myneogroup.com/people/#olivier-fousse) - Chief Investment Officer - Official website: [arkan.capital](https://arkan.capital/) - Reference page: [ARKAN CAPITAL: strategies and structure](https://reference.myneogroup.com/entities/arkan-capital/) ## Other brands of the Group ### [NEO AI](https://reference.myneogroup.com/entities/neo-ai/) - Relationship to the Group: Brand of My NEO Group. - Legal entity: Developed by NEO Labs (NEO TECH LABS TECHNOLOGY L.L.C, Dubai) - Leadership: [Dr Mickael Mosse](https://reference.myneogroup.com/people/#mickael-mosse) - Architect - Official website: [neoai.myneogroup.com](https://neoai.myneogroup.com/) - Reference page: [NEO AI: definition, components and status](https://reference.myneogroup.com/entities/neo-ai/) ### NEO PASS - Relationship to the Group: Brand of My NEO Group. ## Family office of the Founder ### [Mickael Mosse Family Office](https://reference.myneogroup.com/entities/mickael-mosse-family-office/) - Relationship to the Group: Private family office behind My NEO Group. It allocates long-term capital to the companies of the Group. - Leadership: [Dr Mickael Mosse](https://reference.myneogroup.com/people/#mickael-mosse) - Principal - Official website: [mickaelmossefamilyoffice.com](https://mickaelmossefamilyoffice.com/) - Reference page: [Mickael Mosse Family Office: role and philosophy](https://reference.myneogroup.com/entities/mickael-mosse-family-office/) ## Independent partners The following organisations are independent partners. They are not owned by My NEO Group and operate under their own structures and licences. - [Partners and providers of My NEO Group](https://reference.myneogroup.com/group/partners/) My NEO Group states that it also holds companies and investments that are not presented publicly. Details are shared with partners and investors under a confidentiality agreement. ## Terms used on this page ### Holding A holding is a company or a structure that holds other companies. My NEO Group is the holding of the Group, established in the British Virgin Islands (BVI). It is also an operating group: it builds its own products, runs them inside its own companies and then takes them to market. - https://reference.myneogroup.com/glossary/#holding ### Legal entity A legal entity is a company registered with an authority under its own name. On this site, a licence is always attached to the legal entity that holds it. - https://reference.myneogroup.com/glossary/#legal-entity ### Brand On this site, a brand is a name under which the Group offers a product or a service. A brand is not a legal entity of its own. - https://reference.myneogroup.com/glossary/#brand ### NEO CAPITAL TRUST NEO CAPITAL TRUST is the structure that operates the banking, payments and private capital brands of My NEO Group: NEO ONE, Banca NEO, NEO PayTech Solutions and ARKAN CAPITAL. - https://reference.myneogroup.com/glossary/#neo-capital-trust ### Commercial licence In the United Arab Emirates, a commercial licence is the authorisation to carry out a stated business activity. It is issued by the authority of an emirate or of a free zone. - https://reference.myneogroup.com/glossary/#commercial-licence ### Free zone In the United Arab Emirates, a free zone is an economic area with its own authority, which registers and licenses companies. RAK Economic Zone and Meydan Free Zone are free zones. - https://reference.myneogroup.com/glossary/#free-zone ### Licensed partner A licensed partner is a regulated institution that provides a regulated service, such as the issuing of a card, under its own licence. On this site, regulated financial services are provided by licensed partners, in the jurisdictions where they are authorised. - https://reference.myneogroup.com/glossary/#licensed-partner ### Independent partner My NEO Group names four independent partners: the Salvaje Group in hospitality, Mt Pelerin, a Swiss gateway to buy, sell and exchange cryptocurrencies, Phinom, in private debt advisory and corporate finance, and Prophina, a Swiss asset manager. Each partner operates under its own structure and its own licences. - https://reference.myneogroup.com/glossary/#independent-partner ## Questions and answers ### How is My NEO Group organised? My NEO Group is a group of separate companies and brands under one governance structure. Each company has its own legal entity and its own management and, where applicable, its own licence. NEO ONE, Banca NEO, NEO PayTech Solutions and ARKAN CAPITAL are operated by NEO CAPITAL TRUST. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#organisation ### Which companies and brands belong to My NEO Group? The companies and brands of My NEO Group include NEO AI, NEO Labs, NEO ONE, Banca NEO, NEO PayTech, NEO PASS, ARKAN CAPITAL, NREC, NEO Family and NEO Real Estate Investment. - Official source 1: https://myneogroup.com/about.html - Official source 2: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#companies-and-brands ### Which legal entities does My NEO Group name? My NEO Group names four licensed companies: NEO TECH LABS TECHNOLOGY L.L.C in Dubai (NEO Labs), NEO FAMILY FZ-LLC in RAK Economic Zone (NEO Family), NEO REAL ESTATE L.L.C in Dubai (NEO Real Estate Investment) and NREC GROUP L.L.C-FZ in Meydan Free Zone, Dubai (NREC). - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#legal-entities ### Who holds the licences shown by My NEO Group? Each licence belongs to the entity named with it, not to My NEO Group. Regulated financial services are provided by licensed partners, in the jurisdictions where they are authorised. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#licences ### What is NEO CAPITAL TRUST? NEO CAPITAL TRUST is the structure that operates the banking, payments and private capital brands of My NEO Group: NEO ONE, Banca NEO, NEO PayTech Solutions and ARKAN CAPITAL. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#neo-capital-trust ### What is NEO Labs? NEO Labs is the research and engineering company of My NEO Group. It develops NEO AI and builds websites, mobile apps, AI agents and custom software for businesses. Its legal entity is NEO TECH LABS TECHNOLOGY L.L.C, in Dubai, with commercial licence 1320892 from the Dubai Department of Economy and Tourism. - Official source 1: https://myneo.tech/ - Official source 2: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#neo-labs ### What is NEO Family? NEO Family is the IT and business consulting company of My NEO Group, from strategy to custom software. Its legal entity is NEO FAMILY FZ-LLC, registered in RAK Economic Zone in the United Arab Emirates, with commercial licence 47010245. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#neo-family ### What is the difference between My NEO Group, NEO Labs and NEO Family? My NEO Group is the name of the Group as a whole. NEO Labs and NEO Family are two companies of the Group. NEO Labs develops the technology of the Group, including NEO AI. NEO Family provides IT and business consulting. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#difference-group-labs-family ### Who are the independent partners of My NEO Group? My NEO Group names four independent partners: the Salvaje Group in hospitality, Mt Pelerin, a Swiss gateway to buy, sell and exchange cryptocurrencies, Phinom, in private debt advisory and corporate finance, and Prophina, a Swiss asset manager. Each partner operates under its own structure and its own licences. - Official source: https://myneogroup.com/network.html - https://reference.myneogroup.com/answers/#independent-partners ### Is the Salvaje Group a company of My NEO Group? The Salvaje Group is the hospitality partner of My NEO Group. It is an independent restaurant and nightlife group that operates under its own structure and its own brands, which include Salvaje, Arrogante and Amor. - Official source: https://myneogroup.com/venues.html - https://reference.myneogroup.com/answers/#salvaje-group ### What is the Mickael Mosse Family Office? It is the private family office behind My NEO Group. It oversees strategic investments, governance and long-term value creation, and allocates long-term capital to the companies of the Group. - Official source: https://mickaelmosse.com/ - https://reference.myneogroup.com/answers/#family-office ## Related pages The pages below hold the detail of what this page summarises. - [The Group: identity, structure and locations](https://reference.myneogroup.com/group/#structure) - [Companies and brands: what each one does](https://reference.myneogroup.com/entities/) - [Leadership: the team and its roles](https://reference.myneogroup.com/people/) - [Clarifications: the points most often confused](https://reference.myneogroup.com/clarifications/#structure) Regulated services are provided only by licensed entities, in the jurisdictions where they are authorised. Nothing on this site is an offer of securities or investment advice.