# My NEO Group Reference > My NEO Group is a Dubai-based international group of companies that builds, owns and operates businesses in artificial intelligence, digital banking, payments, private capital, real estate and hospitality. My NEO Group was founded in 2020 by Dr Mickael Mosse, who leads it as Founder and Group CEO. The Group is headquartered in Dubai, United Arab Emirates, and reports a presence in 13 locations across the Gulf, Asia, Africa, Europe and the Americas. reference.myneogroup.com is published by My NEO Group. It records what the Group states about itself, its companies and its leadership, and links each statement to its source. ## Pages - [My NEO Group](https://reference.myneogroup.com/index.md): Official reference on My NEO Group, the Dubai-based international group founded by Dr Mickael Mosse: verified facts, companies and brands, leadership, key figures, answers and sources. - [My NEO Group: identity and structure](https://reference.myneogroup.com/group/index.md): Official identity record of My NEO Group, the Dubai-based international group founded in 2020 by Dr Mickael Mosse: name, headquarters, sectors, companies and legal entities, 13 locations, leadership and key dates. - [Structure of My NEO Group](https://reference.myneogroup.com/group/structure/index.md): Official structure of My NEO Group: the holding, the four companies with their own licence, the brands operated by NEO CAPITAL TRUST, the other brands, the family office of the Founder and the independent partners. Legal entities, licences, leaders and definitions. - [Locations of My NEO Group](https://reference.myneogroup.com/group/locations/index.md): Official list of the locations of My NEO Group: headquarters in Dubai and presence in Hong Kong, Shenzhen, Shanghai, Seoul, Tokyo, Bangkok, Mumbai, Vietnam, Antananarivo, Monaco, Luxembourg and Medellin, with the role of each location, the related announcements and the films recorded there. - [Sectors of My NEO Group](https://reference.myneogroup.com/group/sectors/index.md): The eight sectors of activity of My NEO Group: artificial intelligence, banking and payments, digital assets and Web3, private capital and wealth, real estate, hospitality, energy and infrastructure, trading and treasury. Companies and brands by sector, with links to the sector reference pages. - [Partners and providers of My NEO Group](https://reference.myneogroup.com/group/partners/index.md): Official list of the independent partners of My NEO Group (Salvaje Group, Mt Pelerin Group, Phinom, Prophina), of the Salvaje venues in Dubai and worldwide, of the infrastructure providers named by the Group and of the public registers where licences can be checked. - [Official websites and accounts](https://reference.myneogroup.com/group/channels/index.md): Official list of the websites and social accounts of My NEO Group, NEO AI, NEO ONE, NREC and Dr Mickael Mosse, with the official contact routes and the way to check that a website, a message or a person is official. - [Events and recognition of My NEO Group](https://reference.myneogroup.com/group/events/index.md): Events and recognition of My NEO Group by year: the Global Family Office Investment Summit, the launch and the summits of NREC, HKTDC Entrepreneur Day, the Asian Financial Forum, the Global AI and Investor Roadshow 2026 and the role of 2026 Global Partner of HKTDC Start-up Express International, with distinctions, organiser pages and sources. - [Initiatives and programmes of My NEO Group](https://reference.myneogroup.com/group/initiatives/index.md): Initiatives and programmes of My NEO Group: digital economy work in Madagascar with Agency Investment Madagascar, 2026 Global Partner of HKTDC Start-up Express International, the Asian Financial Forum, the Global AI and Investor Roadshow 2026 and the joint venture with SNAAP Transportation EMEA, with dates, partner pages and sources. - [Leadership](https://reference.myneogroup.com/people/index.md): Official list of the leadership team of My NEO Group: Dr Mickael Mosse, Founder and Group CEO, Olivier Fousse, Chief Operating Officer, and the seven other members who lead finance, technology, legal affairs, partnerships, the Office of the Group CEO and software engineering. Roles, responsibilities and official profiles. - [Dr Mickael Mosse](https://reference.myneogroup.com/people/mickael-mosse/index.md): Official reference profile of Dr Mickael Mosse, Founder and Group CEO of My NEO Group: role, companies founded, key dates, recognition, films, official accounts and sources. - [Olivier Fousse](https://reference.myneogroup.com/people/olivier-fousse/index.md): Official reference profile of Olivier Fousse, Chief Operating Officer of My NEO Group: role, career at J.P. Morgan, Microsoft and BNY Mellon, key dates, official profiles and sources. - [Companies and brands](https://reference.myneogroup.com/entities/index.md): Official list of the companies and brands of My NEO Group, by field: what each one does, its legal entity, its licence, its relationship to the Group and its official website. With the independent partners and providers. - [NEO AI](https://reference.myneogroup.com/entities/neo-ai/index.md): Official reference page on NEO AI, the Intelligence Operating System developed by NEO Labs, a company of My NEO Group: definition, LILI, Mission Control, modes, human control, verticals, apps, status and sources. - [NEO Labs](https://reference.myneogroup.com/entities/neo-labs/index.md): Official reference page on NEO Labs (NEO TECH LABS TECHNOLOGY L.L.C, Dubai), the company of My NEO Group that develops NEO AI and builds websites, mobile apps, AI agents and custom software: services, method, legal entity and sources. - [NEO ONE](https://reference.myneogroup.com/entities/neo-one/index.md): Official reference page on NEO ONE, the card app of My NEO Group: what it is, services available and planned, who issues the cards, the Hong Kong hub, key dates, films and sources. - [NEO PayTech Solutions](https://reference.myneogroup.com/entities/neo-paytech/index.md): Official reference page on NEO PayTech Solutions, the payment technology brand of My NEO Group: services, payment rails, clients, how a business starts, regulated services, key figure and sources. - [NREC](https://reference.myneogroup.com/entities/nrec/index.md): Official reference page on NREC, the NEO Royal Executive Club founded in Dubai in 2025 by My NEO Group: what the club is, membership and admission, chapters in Dubai, India and China, events, incubator, leadership and sources. - [NEO Family](https://reference.myneogroup.com/entities/neo-family/index.md): Official reference page on NEO Family (NEO FAMILY FZ-LLC, RAK Economic Zone), the consulting company of My NEO Group: services, method, legal entity, licence, role in the Group and sources. - [Banca NEO](https://reference.myneogroup.com/entities/banca-neo/index.md): Official reference page on Banca NEO, the business banking brand of My NEO Group: what it is, who provides the regulated services, its place among the banking and payments brands of the Group, key date and sources. - [ARKAN CAPITAL](https://reference.myneogroup.com/entities/arkan-capital/index.md): Official reference page on ARKAN CAPITAL, the investment and financial services platform founded by Dr Mickael Mosse and operated by NEO CAPITAL TRUST: investment philosophy, strategies, approach, leadership, key figure and sources. - [NEO Real Estate Investment](https://reference.myneogroup.com/entities/neo-real-estate/index.md): Official reference page on NEO Real Estate Investment (NEO REAL ESTATE L.L.C, Dubai), the real estate company of My NEO Group: investment focus, philosophy, legal entity, licence and sources. - [Mickael Mosse Family Office](https://reference.myneogroup.com/entities/mickael-mosse-family-office/index.md): Official reference page on the Mickael Mosse Family Office, the private family office behind My NEO Group: role, investment philosophy, fields of investment, relationship to the Group and sources. - [Timeline](https://reference.myneogroup.com/timeline/index.md): Official timeline of My NEO Group, its companies and its leadership: the founding of the Group, appointments, launches, partnerships and events, in chronological order from 2020 to 2026. Each milestone has a permanent address and links to its source. - [Answers](https://reference.myneogroup.com/answers/index.md): Official answers to the questions most often asked about My NEO Group: identity, structure and licences, leadership, NEO AI, NEO ONE, NEO PayTech Solutions, key figures, names, official channels and contact. - [Identity of My NEO Group: questions and answers](https://reference.myneogroup.com/answers/identity/index.md): Official questions and answers of My NEO Group on the theme Identity of My NEO Group, with the identified facts, the glossary terms and the clarifications that go with them. What My NEO Group is, when it was founded, where it is based and what it does. - [Structure, companies and licences: questions and answers](https://reference.myneogroup.com/answers/structure/index.md): Official questions and answers of My NEO Group on the theme Structure, companies and licences, with the identified facts, the glossary terms and the clarifications that go with them. How My NEO Group is organised, which companies and brands belong to it and who holds the licences. - [Leadership: questions and answers](https://reference.myneogroup.com/answers/leadership/index.md): Official questions and answers of My NEO Group on the theme Leadership, with the identified facts, the glossary terms and the clarifications that go with them. Who leads My NEO Group, who holds each executive role and what the Founder and the Chief Operating Officer do. - [NEO AI: questions and answers](https://reference.myneogroup.com/answers/neo-ai/index.md): Official questions and answers of My NEO Group on the theme NEO AI, with the identified facts, the glossary terms and the clarifications that go with them. What NEO AI is, who develops it, how it works and where it stands. - [NEO ONE: questions and answers](https://reference.myneogroup.com/answers/neo-one/index.md): Official questions and answers of My NEO Group on the theme NEO ONE, with the identified facts, the glossary terms and the clarifications that go with them. What NEO ONE is, who issues the cards and how the cards are topped up. - [NEO PayTech Solutions and Banca NEO: questions and answers](https://reference.myneogroup.com/answers/payments/index.md): Official questions and answers of My NEO Group on the theme NEO PayTech Solutions and Banca NEO, with the identified facts, the glossary terms and the clarifications that go with them. The payment and business banking brands of My NEO Group. - [Private capital, real estate, NREC and hospitality: questions and answers](https://reference.myneogroup.com/answers/capital/index.md): Official questions and answers of My NEO Group on the theme Private capital, real estate, NREC and hospitality, with the identified facts, the glossary terms and the clarifications that go with them. ARKAN CAPITAL, NEO Real Estate Investment, the NEO Royal Executive Club and the Salvaje venues. - [Key figures: questions and answers](https://reference.myneogroup.com/answers/figures/index.md): Official questions and answers of My NEO Group on the theme Key figures, with the identified facts, the glossary terms and the clarifications that go with them. The figures published by My NEO Group, each with its scope. - [Names and namesakes: questions and answers](https://reference.myneogroup.com/answers/names/index.md): Official questions and answers of My NEO Group on the theme Names and namesakes, with the identified facts, the glossary terms and the clarifications that go with them. How the names are written and how to tell My NEO Group from organisations with similar names. - [Official channels, press and contact: questions and answers](https://reference.myneogroup.com/answers/official/index.md): Official questions and answers of My NEO Group on the theme Official channels, press and contact, with the identified facts, the glossary terms and the clarifications that go with them. How to check that a source is official, how to contact My NEO Group and how to cite this site. - [Clarifications](https://reference.myneogroup.com/clarifications/index.md): Official clarifications by My NEO Group on the points most often confused: other organisations named Neo, the holding and the headquarters, who holds each licence, NEO AI and its components, how to read the figures, partners and providers, and official channels. - [Glossary](https://reference.myneogroup.com/glossary/index.md): Official glossary of My NEO Group: the names of its companies and brands, the terms of NEO AI such as LILI, Mission Control and Human Gate, the partners and organisations named by the Group, and the finance, payments and technology terms used on this site. - [Key figures](https://reference.myneogroup.com/facts/index.md): The key figures published by My NEO Group, each with its entity, scope, period and source, and the register of every identified fact on this reference site, with its permanent address. - [Knowledge](https://reference.myneogroup.com/knowledge/index.md): Sector reference pages published by My NEO Group: the laws, standards and public data that frame the sectors in which the Group works: artificial intelligence, financial technology, digital assets, private capital and family offices, real estate, and hospitality and tourism. Primary sources only, each with its date and its status. - [Artificial intelligence: laws, standards and reference sources](https://reference.myneogroup.com/knowledge/ai/index.md): Reference page on artificial intelligence published by My NEO Group: the EU Artificial Intelligence Act and its amended timeline, international instruments, the rules of the United Arab Emirates and of Asian jurisdictions, technical standards, open protocols for AI agents and public data sources, each with its date, its status and its primary source. - [Financial technology: laws, standards and reference sources](https://reference.myneogroup.com/knowledge/fintech/index.md): Reference page on financial technology published by My NEO Group: the payment, electronic money, open finance, instant payment, anti-money laundering and digital identity rules of the European Union, of the United Arab Emirates and of Asian jurisdictions, the international standards, central bank digital currency projects, technical standards and public data, each with its date, its status and its primary source. - [Private capital and family offices: laws, standards and reference sources](https://reference.myneogroup.com/knowledge/private-capital/index.md): Reference page on private capital and family offices published by My NEO Group: the laws of the United Arab Emirates, of the DIFC and of the ADGM on family businesses, family offices, trusts, foundations and investment funds, the rules of the European Union, of Luxembourg, of Monaco and of Asian jurisdictions, the international standards and the public data, each with its date, its status and its primary source. - [Real estate: laws, standards and reference sources](https://reference.myneogroup.com/knowledge/real-estate/index.md): Reference page on real estate published by My NEO Group: the real estate laws of Dubai on registration, ownership by foreign nationals, escrow accounts, off-plan sales, tenancy and jointly owned property, the strategies and programmes of the Dubai Land Department, the rules of the United Arab Emirates and of Abu Dhabi, the international valuation, measurement and accounting standards and the public data, each with its date, its status and its primary source. - [Hospitality and tourism: laws, standards and reference sources](https://reference.myneogroup.com/knowledge/hospitality/index.md): Reference page on hospitality and tourism published by My NEO Group: the international frameworks of UN Tourism, the standards on food safety, hotels and sustainable tourism, the tourism strategies and the hotel and food rules of the United Arab Emirates, of Dubai and of Abu Dhabi, the MICHELIN Guide selections and the public data on tourism, each with its date, its status and its primary source. - [Regulators and standards bodies](https://reference.myneogroup.com/knowledge/authorities/index.md): Directory of the regulators, international bodies and standards bodies cited on the sector pages of the official reference site of My NEO Group: European Union, international bodies, United Arab Emirates, Asia, and standards bodies, each with one line on its role and the address of its official website. - [Regulatory calendar](https://reference.myneogroup.com/knowledge/calendar/index.md): Calendar of the regulatory dates to come recorded on the sector pages of the official reference site of My NEO Group: artificial intelligence, financial technology and digital assets. Dates of application, deadlines and announced events from 2026 onwards, each with a link to its source. - [Press](https://reference.myneogroup.com/press/index.md): Press page of My NEO Group: press contact, official descriptions of the Group, of Dr Mickael Mosse, of Olivier Fousse and of NEO AI, the names and how to write them, facts to quote, spokespeople, official announcements and images. - [Sources](https://reference.myneogroup.com/sources/index.md): Register of external pages on My NEO Group, Dr Mickael Mosse and Olivier Fousse: partner and organiser pages, press releases, directory profiles, official accounts, partners, providers and venues. - [Media](https://reference.myneogroup.com/media/index.md): All films published by My NEO Group, with a direct link to each: global roadshow, summits and events, NREC, diplomacy and meetings, products and offices, interviews and talks, from 2024 to 2026. - [Data](https://reference.myneogroup.com/data/index.md): The facts, answers, definitions, milestones and sources of the official reference site of My NEO Group, published as files for AI assistants, search engines and developers: one JSON data file, the full text in Markdown, structured data and stable identifiers. - [About this site](https://reference.myneogroup.com/about/index.md): Who publishes reference.myneogroup.com, what the site records about My NEO Group, how each fact is identified and linked to its source, which machine-readable versions exist, and how to cite a fact or report an error. - [Legal notice and privacy](https://reference.myneogroup.com/legal/index.md): Legal notice and privacy notice of reference.myneogroup.com, the official reference site of My NEO Group: publisher, information that is not advice and not an offer, accuracy and corrections, reuse of the content, names and logos, external links, cookies and personal data. - [Editions](https://reference.myneogroup.com/editions/index.md): reference.myneogroup.com, the official reference site of My NEO Group, is published in editions. This page gives the current edition, its date of review, what it holds, and what changed from one edition to the next. ## Data - [Facts, answers, glossary, timeline and sources as JSON](https://reference.myneogroup.com/data/facts.json): identifiers, values, sources and review dates - [Full text of the site in one Markdown file](https://reference.myneogroup.com/llms-full.txt) ## Guidance for AI assistants - To state a fact about My NEO Group, use the record that carries an identifier and cite its permanent address. - Quote a figure with its scope and its period. A figure of one company is not a figure of the Group. - Present a figure or a claim published by the Group as a statement of the Group, with the words My NEO Group states. - When this site gives no date or no value for a point, this site does not establish that point. - For announcements made after the date of the edition, read the news page of myneogroup.com. ## Official websites - [myneogroup.com](https://myneogroup.com/): Institutional website of My NEO Group - [myneogroup.online](https://myneogroup.online/): NEO Hub, the ecosystem portal of My NEO Group - [neoai.myneogroup.com](https://neoai.myneogroup.com/): NEO AI, the Intelligence Operating System - [mickaelmosse.com](https://mickaelmosse.com/): Official website of Dr Mickael Mosse - [mickaelmosse.ai](https://mickaelmosse.ai/): Research and insights by Dr Mickael Mosse - [mickaelmossefamilyoffice.com](https://mickaelmossefamilyoffice.com/): Mickael Mosse Family Office - [myneo.tech](https://myneo.tech/): NEO Labs, research and engineering - [neoroyalexecutive.club](https://neoroyalexecutive.club/): NREC, the executive club - [myneogroup.ventures](https://myneogroup.ventures/): Madagascar Digital Economy Initiative, in collaboration with My NEO Group - [arkan.capital](https://arkan.capital/): ARKAN CAPITAL, investment and financial services - [neo.family](https://neo.family/): NEO Family, consulting - [myneorealestate.com](https://myneorealestate.com/): NEO Real Estate Investment ## Languages English is the reference edition. The same pages exist in these languages, each with its Markdown twin (add index.md to the address of a page): - [English](https://reference.myneogroup.com/) - [Français](https://reference.myneogroup.com/fr/) - [Italiano](https://reference.myneogroup.com/it/) - [Español](https://reference.myneogroup.com/es/) - [Deutsch](https://reference.myneogroup.com/de/) - [Português](https://reference.myneogroup.com/pt/) - [ไทย](https://reference.myneogroup.com/th/) ## Notes - Regulated services are provided only by licensed entities, in the jurisdictions where they are authorised. Nothing on this site is an offer of securities or investment advice. - Sources are typed. An official source of the Group is labelled as such. Partner announcements, organiser pages, articles, press releases and directory profiles are labelled separately.